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The American Veterinary Medical Association estimates that dog owners will spend an average of $479 on vet bills this year. Compare this with $132 back in 1991. Veterinary Medicine's huge advances haven't come cheap.

Vet bills can easily top $1000 in a matter of hours for accidents and injuries. Total medical expenses in excess of $5000 aren't that unusual, either.

Sadly, a recent survey for Hartz Mountain Corp. showed that almost half of all pet owners would consider euthanizing (putting to sleep) their pet if the cost of pet health care became a hardship.

In a 1992 interview in Better Homes & Gardens Magazine, one pet owner shared her story..

When my five-year-old Labrador retriever Toby developed a lump, t...
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